San Rafael Auto Insurance

Trying to find low priced auto insurance in San Rafael, California? Thousands of drivers are spending too much and could be saving $$$ on car insurance.

Don’t know how to save on car insurance? Its as easy as comparing quotes from various insurance companies.

Get FREE, no obligation, San Rafael auto insurance quotes now

San Rafael, CA, Auto Insurance Requirements

Before comparing quotes, it is wise to know about California’s car insurance requirements. It is up to you to choose how much coverage you really need based on your situation. The minimum demanded by law is:

$15,000 per injured person – Bodily Injury Liability (BIL)
Bodily Injury Liability (BIL) up to a total of $30,000 per accident
Property Damage Liability (PDL) coverage with a minimum limit of $5,000

15/30/5 is the name given to this basic coverage.

Drivers in San Rafael, California, are not obligated by law to purchase uninsured motorist cover. Nevertheless, increasingly more motorists are victims of hit & run accidents or are being hit by uninsured motorists. If you don’t have uninsured motorist cover, there isn’t a great deal you can do and you will face big bills if hit by uninsured driver. You can save yourself a lot of hardship if you add this low-cost cover to your policy

Comprehensive physical damage coverage – if you want your automobile to be protected against fire, flood or theft, this is the coverage you need. Take into account the price of your car before adding such cover and decide if its worth it or not. The price of this coverage really depends on the deductible you are comfortable having.

Cheap San Rafael Car Insurance

But is it really possible to find inexpensive auto insurance in San Rafael, CA? Without a doubt! Firstly, ensure you give insurance providers the correct information. The make and model of your car play a major role when insurance rates are calculated. ABS and air bags – are they some of the safety features of your car? Has it got anti-theft alarm? If the answer to these questions is “Yes” then you should get much better rates.

Have you considered improving your driving abilities? It is an excellent idea to take a defence driving training, especially if you are a new or an older motoristIf you are a new or even an older driver, taking a defence driving training is a fantastic idea. Insurance providers generally reward sensible motorists with lower rates.

Combining insurance plans is another excellent approach to get massive reductions. You will save a great deal if you buy your auto insurance and your house or home renters from the same insurance company.

The true secret is, of course, to compare quotes. Don’t just settle for the first quote you get. Insurance professionals advise getting at least three quotes from various insurance providers.

Compare free San Rafael auto insurance quotes now